BAC FIRST ENTERPRISE is a capital-guaranteed policy aimed at legal persons and/or entities, both commercial and non-commercial, with or without legal personality.
- Capital guaranteed by the insurance company
- Annual revaluation of capital with the rate of return produced by management
- Annual capital consolidation with accrued interest
- Investments: Bac First Solution Enterprise invests in an “internal fund” called “Bac Protection”.
- Type and duration: Capitalisation; duration 10 years
- Premiums: Single premium with the possibility of additional payments.
- Minimum premium: €10,000 at subscription,
- €2,000 for each additional payment.
- Underlying investments: government bonds for at least 50% of the portfolio and, for the remainder, corporate bonds or units of bond mutual funds.
- Revaluation: Guaranteed capital (guaranteed technical rate: 0%).
- Performance consolidation at each annual recurrence