About Us

BAC Life Spa is the Republic of San Marino’s first life insurance company.


BAC Life has chosen to focus on specific long-term savings products:

  • Separate Management
  • Unit-linked

Founded by a group of San Marino entrepreneurs in 1920 as an independent private merchant bank, Banca Agricola Commerciale is today a well-established international bank with a widespread network of branches in the Republic of San Marino, including Corporate and Private branch offices.

Three main business areas:

  • Banking products and services
  • Investment instruments and life insurance
  • Financial instruments for individuals, households, small businesses, large companies, institutions and governmental organisations.


We build long-term relationships of trust with our clients, based on the criteria of simplicity and transparency. We have an international soul, but our roots are firmly planted in our land.

All the experience gained abroad is at the disposal of our customers from the Republic of San Marino and Italy, especially those linked to the territory we share: the Romagna Region.

It is this deep-rooted attention to the traditions woven into our history that allow us to offer bespoke solutions tailored to the needs of our customers.

To protect the interests of those who rely on us we maintain our IT systems at the highest security standards.

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