BAC FIRST is a traditional whole-life policy with guaranteed capital.
Special features:
- Capital guaranteed by the insurance company
- Annual revaluation of capital with the rate of return produced by management
- Annual capital consolidation with accrued interest
- Possibility of partial and/or total redemption after one year
BAC First: 3 product lines
BAC First
Single premium policies for individuals with the possibility of additional premiums.
Single premium: €10,000
Additional premium: €2,000
Possibility of partial and/or total redemption with €10.00 fixed costs after one year.
BAC First Ricorrente
Policies for individuals with recurring premiums and the possibility of additional premiums.
Annual premium: from €1,500 payable in monthly or annual instalments.
Additional premium: €1,000
Possibility of partial and/or total redemption after one year with €20.00 fixed costs and 2% penalty for the second year, 1% penalty for the third year.
BAC First Previdenza
Pension policies, for private individuals, with recurring premiums and the possibility of additional premiums.
Annual premium: from €2,500 payable in monthly or annual instalments.
Additional premium: €1,000
Possibility of partial and/or total redemption after one year with €20.00 fixed costs and 2% penalty for the second year, 1% penalty for the third year.
BAC First: download brochures
Information sheet
GIS yields
BAC yields Protection
– Year 2021 –
Semi-annual breakdown Separate Account “Bac Protection” – Year 2021 –
Annual breakdown Separate fund “Bac Protection” – Year 2020 –